Private Student Loans

Planning for college can include a dizzying list of to-dos before you even get in the door. Financial planning for college can be even more stressful. The key to a stress-free experience is to know exactly what to expect when the time comes to pay for college. Financial aid may not be enough, especially with rising tuition costs. Many students find that even with enough financial aid to pay their tuition, there may not be enough money to pay for housing, food and books. When your financial aid just isn't enough, Educational Direct® is there to step in and offer you comprehensive loan programs provided by third party lenders. With competitive rates, longer repayment terms and lower monthly payments, our third party private loan providers could offer you attractive options for financing your education even further.

Private Student Loan

You should only use a private student loan when you have exhausted all other sources of funding. Private student loans can be an excellent supplement to your federal financial aid package. Educational Direct® makes it easy and secure for you and your parents to explore every possible alternative to pay for college. Apply for a Private Student Loan Online!

Private Student Loan Consolidation

Apply by calling 1-800-895-1911

Educational Direct® private student loan consolidation is a practical financial tool that may give you monthly payment relief, the convenience of a single payment, or interest rate savings for your private education loans. The Private Consolidation Loan provides borrowers with the chance to combine all their private student loan debt. Flexible payment terms, stoppage of payment options and peace of mind are all aspects of our private student loan consolidation program. Call 1-800-895-1911 to apply for a private student loan consolidation.